Lower Market Acquisition Financing

Lower Market Financing Specialists

Planning to Acquire a Company?

Commercial Capital helps managers, sponsors, and buyers finance lower market acquisitions, typically valued between $5,000,000 and $10,000,000. Our proven transaction evaluation process improves your likelihood of securing funding. We can structure tailored financing solutions and also provide post-acquisition funding to support working capital.

Unlike large banks and investment firms, we focus exclusively on smaller business acquisitions, delivering personalized guidance throughout the process.

Lower Market Acquisition Expertise

Lower market acquisitions can be complex to finance. They are often too large for SBA loans yet too small for private lenders, leaving buyers with limited options.

At Commercial Capital, our proven transaction evaluation process improves your chances of funding. We have specialized in small business financing for nearly two decades and can provide post-acquisition financing for working capital.

We deliver acquisition financing solutions tailored to your needs and objectives.

Note: Due to the nature of this market, we work only with select transactions.

Criteria for Consideration

  • Transaction size: $5,000,000 - $10,000,000
  • Industry or business experience
  • Ability to provide a 15% - 25% equity injection
  • Suitable FCCR (1.2 or better)
  • Debt to EBITDA ratio < 4
  • Reliable financial statements
  • Letter of Intent in place
  • Profitable company
  • Most industries (some exceptions)

Benefits of our working with us:

  • Lower market financing specialists

  • Access services previously reserved for large opportunities

  • Experienced team

  • Diverse options

  • Post-acquisition working capital financing

  • Able to handle complex transactions

  • Accomplish your objectives

  • Deep knowledge of several industries

Schedule a Transaction Review

Please fill out this form with some basic information about your transaction. One of our credit managers will email you to get more details and schedule a time to discuss.