Lower Market Acquisition Financing

Lower Market Financing Specialists

Are you Buying a Company?

Commercial Capital helps entrepreneurs, managers, and sponsors who want to finance a lower market acquisition. These transactions typically have a value of $5,000,000 to $10,000,000.

Our team has experience with the challenges buyers face in financing acquisitions in this market segment. Unlike large investment banks and financial institutions, we focus exclusively on smaller business acquisitions.

Lower Market Acquisition Expertise

Lower market acquisitions are often complex and challenging to finance. They are too large for conventional SBA financing but too small for lenders and private credit companies. Consequently, buyers have few options.

At Commercial Capital, we understand the unique challenges that lower market buyers face. We have specialized in small business financing for nearly two decades.

As your dedicated partner, we are committed to providing acquisition financing solutions tailored to your specific needs, capabilities, and objectives.

Note: Due to the nature of this market, we work only with select transactions.

Criteria for Consideration

  • Transaction size: $5,000,000 - $10,000,000
  • Industry or business experience
  • Ability to provide a 15% - 25% equity injection
  • Suitable FCCR (1.2 or better)
  • Debt to EBITDA ratio < 4
  • Reliable financial statements
  • Letter of Intent in place
  • Profitable company
  • Most industries (some exceptions)

Benefits of our working with us:

  • Lower market financing specialists

  • Access services previously reserved for large opportunities

  • Experienced team

  • Diverse options

  • Post-acquisition working capital financing

  • Able to handle complex transactions

  • Accomplish your objectives

  • Deep knowledge of several industries

Schedule a Transaction Review

Please fill out this form with some basic information about your transaction. One of our credit managers will email you to get more details and schedule a time to discuss.